We manage more than a quarter billion dollars of premiums for a diverse range of clients around the globe.
Most companies judge risk by one number: the premium. Total cost of risk adds up everything risk really costs, from deductibles and uninsured losses to safety spending and lost time, so leadership can see the full picture and bring it down.
A certificate of insurance in your file doesn’t mean you’re covered. Here’s the difference between a certificate holder and an additional insured, why the endorsement and the contract decide your protection, and why coverage has to outlast the job.
A company holiday party is a work event, so the company carries the risk. Before you book the venue, check four things: your host liquor liability, the venue contract, vendor certificates and the ride home. Here’s how to keep the party from becoming a claim in January.
Hackers took over refrigeration controls at supermarkets across Europe and turned freezers into ovens. The weak spot was connected equipment, not computers. Here’s what it means for your building, your vendor contracts and the gap between your property and cyber coverage.
A PHP flaw found with the help of AI forced websites offline around the world. Here are five questions to ask about your cyber insurance, vendor contracts and patching obligations before the next headline.
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A PHP flaw took websites offline worldwide. Would your cyber insurance cover the shutdown?
If your vendor certificates live in a spreadsheet, a shared drive or someone’s inbox, you already
When a market-rate apartment owner’s insurance premium jumps, rents can often follow. LIHTC owners don’t have
If you serve on the board of a captive, risk retention group, self-insurance pool or trust,
Palm Beach County Commissioner Maria Sachs has called for a “pause” on new development in the 22,000-acre Agricultural Reserve west of Delray Beach and Boca Raton. She plans to propose specific land-use restrictions later in October.
Year 15 transfers, acquisitions and resyndications are a constant in the LIHTC world. Due diligence on these deals is thorough when it comes to physical condition, financials and compliance history. Insurance, by contrast, is often handled in the final weeks as a closing checklist item.
