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Risk Management Assessment
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RMA

The ALS Group Risk Management Articles

We manage more than a quarter billion dollars of premiums for a diverse range of clients around the globe. 

Cyber Risk and Artificial Intelligence: A Defining Enterprise Risk for 2026

Cyber Risk and Artificial Intelligence: A Defining Enterprise Risk for 2026 Cyber threats continue to rank as the most significant global business risk facing organizations today. Recent industry research highlights that cyber incidents have remained the top corporate risk for multiple consecutive years, driven by increasing reliance on digital infrastructure and interconnected operating environments. At the same time, artificial intelligence (AI) is rapidly reshaping the threat landscape by accelerating both the scale and sophistication of cyberattacks. For executive leadership teams, the convergence of cyber and AI risk is no longer a future concern — it is an immediate enterprise risk management priority. Cyber Risk Has Become a Core Business Exposure

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The ALS Group February 11, 2026

Silent Cyber – Buyer Beware When Renewing Property Policies

The Growing Risk of Uninsured Loss As properties become more connected, Silent Cyber has emerged as a dangerous blind spot. Cyber-related events — hacks, malware, or system failures — are increasingly excluded from Property policies, leaving even physical damage uninsured. Insurers are rapidly standardizing broad cyber exclusions (LMA5400, CP 10 75, CP 10 76), and Liability policies are tightening too. What looks like routine policy language could leave owners and managers with massive out-of-pocket losses. Download the full whitepaper to learn how insurers are reshaping coverage — and what steps you can take now to protect against Silent Cyber exposures. Click Here to Download our WhitePaper on Silent Cyber  

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The ALS Group September 11, 2025

Cyber Liability Insurance is a Must for Every Business

Cyber Liability Insurance is a Must for Every Business Each week brings fresh headlines about the rising frequency and cost of cyberattacks — particularly ransomware. While major breaches at large corporations grab media attention, small and mid-sized businesses are increasingly becoming prime targets. In the past 60 days alone, I came across two excellent articles in Risk & Insurance that explored this growing threat and its impact on businesses of all sizes. I encourage you to take a moment to review them: Both articles link to detailed reports from respected cyber insurance providers, Coalition and At-Bay, offering valuable insights into the current threat landscape.  As technology evolves, so do cybercriminals’

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The ALS Group May 16, 2025
Close-up of a computer keyboard's internal circuit board with a small padlock placed on it, surrounded by visible keys like Ctrl, Shift, Esc, Delete, and End—symbolizing the importance of cyber risk assessment.

Navigating Cyber Insurance: A Comprehensive Guide to Protecting Your Business

In today’s digital landscape, cyber threats are ever-present and complex. At The ALS Group, we prioritize mitigating these risks through strategic risk management. A key component of our strategy involves navigating the intricate world of cyber insurance. We simplify the process of selecting the right cyber insurance policies, integrating them seamlessly into your business’s defense mechanisms, ensuring your assets and reputation are well-protected.

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The ALS Group August 10, 2024
A person touches a shield icon hologram surrounded by binary code, symbolizing Smart Equipment Cybersecurity and data protection.

Construction Cybersecurity: Protecting Your Projects from Emerging Threats

The construction industry continues to evolve rapidly, with an increasing reliance on emerging technologies for equipment control, project management, and completion. As projects become more digitally connected, there are significant concerns regarding construction cybersecurity, particularly the security of “smart” equipment such as cranes and drones, as well as Software as a Service (SaaS) and Infrastructure as a Service (IaaS) systems (BIM software) used for project planning and management. Additionally, the utilization of interconnected systems by third parties, such as general contractors and subcontractors, to share and centralize sensitive data poses further cyber risks to projects, highlighting the need for robust construction cybersecurity measures. While these technological advancements enhance project efficiency,

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The ALS Group July 9, 2024
A hand interacts with a digital screen that displays "Cyber Security" crucial elements often addressed by risk advisory firms in Florida.

How to Defend Against Cyber Attacks

At The ALS Group, we are acutely aware of the evolving threats in the digital landscape, and swatting represents a particularly malicious form of cyber-attack with real-world implications. As a risk advisory firm, our mission is to illuminate the dangers of such activities and provide strategic risk mitigation strategies to safeguard businesses and individuals alike.

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The ALS Group March 28, 2024
Red padlock with the word "Ransomware" in white over a blue background filled with binary code.

CISA/FBI Holiday Cyber Advisory

As air travel for the upcoming Thanksgiving weekend spiked to pre-pandemic levels and AAA estimates over 53 million people will hit the road this holiday, the Cybersecurity & Infrastructure Security Agency (CISA) and FBI issued an advisory yesterday, warning critical infrastructure partners that malicious cyber actors tend to strike during holiday weekends. “Although neither CISA nor the FBI currently have identified any specific threats, recent 2021 trends show malicious cyber actors launching serious and impactful ransomware attacks during holidays and weekends.” This advisory, once again, emphasizes the importance of organizations being vigilant and taking proactive measures to minimize the risk and impact of a potential cyber-attack, which, based on 2021 trends, seems

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The ALS Group November 23, 2021
A green road sign with the bold text "CYBER CRIME" stands out against a cloudy sky background

OFAC Advisory Makes Paying Cyber Extortion Ransom Illegal

Cyber Extortion Ransom Illegal Ransomware continues to be a major issue for companies regardless of size. It may be hard to believe, but the reason for this lies with the victims. The quickest and most often used resolution to the attack is to pay the ransom. While paying the ransom may resolve a problem for an organization, it encourages cyber criminals to continue the attacks. To combat it, OFAC, the U.S. Department of the Treasury’s Office of Foreign Assets Control, issued an Advisory in October 2020 stating that paying the ransom to a malicious actor in a ransomware event could land a company in hot water; and by hot water

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The ALS Group September 29, 2021
A person sits at a desk with their head in their hands displaying a ransomware message highlighting the severe consequences of cyber risk.

Top Ransomware Prevention Tips to Safeguard Your Business

Five Tips to Help Prevent Ransomware Attacks As businesses become more aware of the dangers posed by cyber-attacks and ransomware, they are enhancing their IT security tools and practices. However, cybercriminals constantly evolve, devising new tactics to breach systems and steal valuable data. Compounding the issue, the costs associated with cyber breaches are rising. According to Ponemon’s 2019 Cost of a Data Breach study, breaches originating from malicious cyber-attacks were not only the most common but also the most expensive. Here are five updated tips to help protect your organization from ransomware and other cyber threats: 1. Strong Passwords Are Not Enough—Enable Multi-Factor Authentication (MFA) While strong passwords are essential,

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The ALS Group July 8, 2021

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