The Growing Risk of Uninsured Loss
As properties become more connected, Silent Cyber has emerged as a dangerous blind spot. Cyber-related events — hacks, malware, or system failures — are increasingly excluded from Property policies, leaving even physical damage uninsured.
- Frozen pipes from a hacked Building Management System? Not covered.
- Elevators disabled by malware? Denied.
- Sprinklers shut down during a fire due to a cyberattack? Uninsured.
Insurers are rapidly standardizing broad cyber exclusions (LMA5400, CP 10 75, CP 10 76), and Liability policies are tightening too. What looks like routine policy language could leave owners and managers with massive out-of-pocket losses.
Download the full whitepaper to learn how insurers are reshaping coverage — and what steps you can take now to protect against Silent Cyber exposures.
Click Here to Download our WhitePaper on Silent Cyber
