The ALS Group Risk Management Articles

The recent changes to the OSHA record keeping rules that were issued a couple of weeks ago  have been drawing quite a few negative comments from business and industry. The new rule has a component requiring employers with more than 20 employees to electronically submit information about work-related injuries and illnesses.

Legionella, a harmful bacteria that causes the pneumonia-type illness called Legionnaires’ disease, was initially identified in 1977 after being responsible for 34 deaths. Since the initial discovery, outbreaks have occasionally surfaced. In 2015, numerous outbreaks in New York City; specifically in the Bronx and Queens, infected nearly 150 people and resulted in 13 deaths.

Merriam-Webster defines the term “contract” as a binding agreement between two or more persons or parties; especially: one legally enforceable. In a construction relationship, there are many types of contracts. These include lump sum, guaranteed maximum price, item rate, cost-plus-fixed fee, and cost-plus-percentage of cost. There are also special contracts which include turnkey, negotiated, package, continuing and running contracts.

Will your insurance program’s Builders Risk policy respond if a major loss occurs from faulty workmanship at a job site? The best time to determine if it will is before a loss occurs.

When considering New York construction projects,  The ALS Group is “in a New York State of mind,” to quote Billy Joel. New York’s Scaffold Law Sections 240/241, more commonly referred to as Scaffold, Ladder and Working at a Height Statute, was designed to prevent untimely falls, a leading cause of catastrophic injury and death.