Additional Insured Vs. Named Insured on a Liability Insurance Policy

Email has been a part of our everyday life for quite some time now. These days with some restrictions imposed on face-to-face interaction, email has become an effective way to communicate. As a result of this the number of emails sent and received daily has been steadily increasing each year. According to Campaign Monitor an average person sends and receives 121 business emails per day. While, this is an effective way to communicate, handling such an amount of emails can become a challenge if one does not have a strategy of how to manage them. Managing incoming emails and ensuring that emails you send are effective is important in this

The ALS Group November 16, 2021

Effective Email Risk Management

Email has been a part of our everyday life for quite some time now. These days, with some restrictions imposed on face-to-face interaction, email has become an effective way to communicate. As a result of this, the number of emails sent and received daily steadily increases each year. According to Campaign Monitor, an average person sends and receives 121 business emails per day. While this is an effective way to communicate, handling such an amount of emails can become a challenge if one does not have a strategy for managing them. Managing incoming emails and ensuring that emails you send are effective is important in this digital age. A few

The ALS Group November 10, 2021

A green road sign with the bold text "CYBER CRIME" stands out against a cloudy sky background

OFAC Advisory Makes Paying Cyber Extortion Ransom Illegal

Cyber Extortion Ransom Illegal Ransomware continues to be a major issue for companies regardless of size. It may be hard to believe, but the reason for this lies with the victims. The quickest and most often used resolution to the attack is to pay the ransom. While paying the ransom may resolve a problem for an organization, it encourages cyber criminals to continue the attacks. To combat it, OFAC, the U.S. Department of the Treasury’s Office of Foreign Assets Control, issued an Advisory in October 2020 stating that paying the ransom to a malicious actor in a ransomware event could land a company in hot water; and by hot water

The ALS Group September 29, 2021

An elderly man wearing a brown coat and gloves has fallen on a snowy path.

Snow Removal Insurance: Do you have proper cover?

The ALS Group July 9, 2021

Landlords Risk and Insurance Buyer Beware

New Jersey’s real estate market offers lucrative opportunities for property investors and landlords, but it also presents a complex web of risks—particularly regarding insurance. Proper insurance coverage is crucial for protecting your investment, but many landlords face pitfalls that can result in significant financial and legal issues. While most landlords rely on insurance brokers to secure their policies, a specialized advisor like The ALS Group can play a pivotal role in identifying and addressing gaps in your coverage. Common Pitfalls in Landlord Insurance Inadequate Coverage for Property Damage One of landlord insurance’s major pitfalls is inadequate property damage coverage. Many standard policies may not include protection for specific risks such

The ALS Group July 9, 2021

A person is silhouetted against a sunset, leaping from a cliff symbolizing the transition from one year to the next with a sense of risk management.

Business Risks CEO’s Should be Aware of in 2021

Businesses face a wide array of risks that are increasingly complex and interrelated. From fluctuations in the economy and changes in immigration laws to the ongoing threat of cybercrime and new legislative changes, companies must stay vigilant to protect their operations, reputation, and bottom line. Ignoring these risks or failing to prepare for them adequately can lead to costly mistakes, missed opportunities, and, in some cases, the collapse of an entire business. In this article, we’ll cover the top business risks to be aware of in 2021 and how insurance solutions and expert guidance from The ALS Group can help mitigate them. 1. Economic Instability and Market Volatility The global

The ALS Group March 1, 2021

Several holiday-themed gift bags, including one with the text "Tis the Season," are arranged on a wooden floor, containing wrapped presents.

The ALS Group – The Team Gives Back!

The ALS Team partnered with Bridges of Hope, Staten Island to collect and donate gifts for families who are coping with a particularly difficult holiday season. Bridges of Hope was started by Grace Murphy in 1998 as a parish social-action outreach effort to create a “bridge” between the community and families in public housing.

The ALS Group December 14, 2020

Managing Risks and Opportunities

The idea for this blog was conceived by Marshall Ma, who joined The ALS Group as a Risk Management Intern and now provides support on client accounts as Technical Analyst, based on the Chinese ideogram for “crisis”. It just happens that Marshall is fluent in Mandarin and is passionate about risk management. She is an Enterprise Risk Management Graduate and Lecturer at Columbia University. While at Columbia, Marshall spent a lot of time working on campus educating her peers and supporting industry outreach. She also participated in risk assessment and mitigation for the campus’ internal Career Design Lab.

The ALS Group September 23, 2020

Three people working at desks providing top-notch risk management services in Florida.

The Transition Back to the Office

As restrictions due to COVID-19 are slowly lifted, many businesses that have been, either, shut down or had their employees work remotely, are thinking of when and how to re-open and bring their workforce back safely. One of the biggest challenges facing business owners making this type of decision, is how does one manage this new, challenging and invisible risk (risk of COVID transmission), while ensuring your team’s productivity remains high.

The ALS Group September 8, 2020

A red safety helmet, yellow gloves, protective eyewear, and ear muffs on a wooden surface.

10 Quick and Easy Ways to Boost Workplace Safety

Employees look to managers for leadership and guidance. Front-line supervisors rely on managers to provide safety training, enforce safety rules, and help monitor employee performance.

The ALS Group September 3, 2020

Our areas of expertise include:

Enterprise Risk Management (ERM)
Cyber Security & Cyber Liability Insurance
Construction Management
Customized Risk Management Assessments (RMAs)

The ALS Group Risk Management Articles

Additional Insured Vs. Named Insured on a Liability Insurance Policy

Effective Email Risk Management

OFAC Advisory Makes Paying Cyber Extortion Ransom Illegal

Snow Removal Insurance: Do you have proper cover?

Landlords Risk and Insurance Buyer Beware

Business Risks CEO’s Should be Aware of in 2021

The ALS Group – The Team Gives Back!

Managing Risks and Opportunities

The Transition Back to the Office

10 Quick and Easy Ways to Boost Workplace Safety

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