JAHMA Spring Managemet Event

Al Sica is speaking at Jersey Affordable Housing Management Association (JAHMA) on May 5th about “How to use claims management and legal strategies to reduce insurance claims cost.”JAHMA is committed to fair housing and believes in producing technical and professional education for agents, owners, staff and residents.The ALS Group is a member of JAHMA and advises on different topics affecting owners of affordable housing apartments insurance, claims and risk management.

The ALS Group April 29, 2011

Even a Year Ago, Supply Chain Risk Was a Concern

As a continuation to the ongoing discussion regarding Supply Chain Risk that has become part of the mainstream media focus today, some basic research allows us to see that a year ago these topics were being spoken about. Obviously, the recent natural disasters have made them ever more relevant. FM Global recently re-released their 4/2010 piece on supply chain which merits a read. It describes tools for increasing supply chain resiliency and implementing strategies that mitigate risk in efficient, cost-effective ways.

The ALS Group April 19, 2011

Supply Chain Risk Register

An article in the Wall Street Journal on March 29, 2011 underscores even the largest of companies, like Apple, can experience challenges with their Supply Chain. With recent world events the risk a company can experience from their supply chain is firmly in focus. Having a resilient supply chain, which ultimately leads to a lower Total Cost of Risk (TCoR), is something the biggest and smallest of companies need to consider.

The ALS Group April 4, 2011

OCIP/CCIP Enrollment – Contractor Beware!

Controlled Insurance Programs (CIP) are becoming more and more common today but a contractor must be very careful to examine the terms and conditions of the CIP carefully as this may be their sole source of coverage. One of the most misunderstood issues is what happens when a CIP is cancelled. Virtually every CIP program has a section in the “manual” that allows for the program to be cancelled with some notice (hopefully) to the contractor. In many cases it could be a short as 30 days. What happens to the bid-deducts? Can you now submit a change order to increase your cost to Include insurance? Does the work you

The ALS Group March 16, 2011

Supply Chain Risk: Hidden Exposures For Your Company

In today’s ever changing global economy and with the increase of just-in-time inventory, mitigating supply chain risk is vital to an organization’s survival. Supply chain risk is one of the top 10 business risks that senior leadership faces.

The ALS Group February 13, 2011

Don’t Let Snow Removal Claims Bury You: Key Risk Transfer Tips

As winter approaches, it’s time to ensure that your snow removal contractor agreements are set and, more importantly, that your risk transfer strategy is airtight. Liability claims resulting from the “improper removal of snow and ice” are not only frequent but can also be incredibly costly. Many of these claims stem from elderly individuals sustaining severe injuries from slips and falls, often resulting in long-term or permanent consequences. In other words, BIG CLAIMS. Whether you own a manufacturing facility, manage a building, or oversee a property with parking lots, sidewalks, or pedestrian areas that require snow and ice removal, there are some key things to keep in mind to avoid

The ALS Group December 2, 2010

Landlords May Be Forced to Make Changes to Their Buildings in Compliance With FHA-ADA Guidelines

An article in the Wall Street Journal, dated October 22, 2010, reported that The Avalon on Chrystie Place settled with the U.S. Attorney’s Office for $2.2 million, to cover discrimination claims made by persons with disabilities because of failure to abide by FHA Guidelines set in 1991. The Avalon is just one of eleven developers facing civil action regarding discrimination against disabled persons. Other Owners/Landlords/Building Managers across the country are facing heavy costs in order to make their buildings compliant with the 1991 Fair Housing Act. A thorough Risk Management Assessment can help identify and mitigate risks for both first and third party exposures.

The ALS Group November 1, 2010

Knicks Avoid Losing…Is MSG As Lucky With Asbestos Scare?

Postponing Tuesday night’s Knicks game not only prevented fans from watching their team but kept fans away from Madison Square Garden. The N.Y. Knicks game was postponed due to suspicion that asbestos related material was falling from the rafters at Madison Square Garden.

The ALS Group October 30, 2010

Controlled Insurance Programs (CIP) – Do You Really Have Coverage?

Over the last 10 years the advent of an Owner Controlled Insurance Program (OCIP) has gained popularity for many reasons. Theoretically, buying one Program for the benefit of all parties to the Project provides cost efficiency and ease of claims administration. There is reduced “finger pointing” among [contractor] insurers and “control” of the site generally improves.

The ALS Group October 10, 2010

Personal Risk Management – First in a Series – Personal Umbrella – Are you Protected for a Catastrophe?

I advise many of our clients on their personal risk management and insurance issues. An often overlooked area is a family’s Personal Umbrella coverage and limit.

The ALS Group September 27, 2010

Our areas of expertise include:

Enterprise Risk Management (ERM)
Cyber Security & Cyber Liability Insurance
Construction Management
Customized Risk Management Assessments (RMAs)

The ALS Group Risk Management Articles

JAHMA Spring Managemet Event

Even a Year Ago, Supply Chain Risk Was a Concern

Supply Chain Risk Register

OCIP/CCIP Enrollment – Contractor Beware!

Supply Chain Risk: Hidden Exposures For Your Company

Don’t Let Snow Removal Claims Bury You: Key Risk Transfer Tips

Landlords May Be Forced to Make Changes to Their Buildings in Compliance With FHA-ADA Guidelines

Knicks Avoid Losing…Is MSG As Lucky With Asbestos Scare?

Controlled Insurance Programs (CIP) – Do You Really Have Coverage?

Personal Risk Management – First in a Series – Personal Umbrella – Are you Protected for a Catastrophe?

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