Work Safely or Pay the Consequences – Occupational Safety and Health Administration (OSHA) to Boost Penalty Amounts

Failing to provide a safe work environment for employees will leave employers paying the consequences from both a financial and workforce standpoint. We all know that an unsafe work place can make it very difficult for good contractors to attract good tradesman; nobody wants to go to work thinking they have an increased likelihood of being injured due to the negligence of their employer.

The ALS Group March 22, 2016

Food Safety & D&O Insurance

It was not a very happy new year for Chipotle having been slapped with a shareholder class action lawsuit for “having known the fast food chain had inadequate safety practices but lied and omitted material facts in reports to stockholders”.

The ALS Group January 12, 2016

Safety is good business!

With all the rules and regulations with which a business needs to comply, an often overlooked area is workplace safety compliance and, specifically, the implications of the Occupational Safety & Health Administration or OSHA. On top of avoiding workers compensation and worker-related frictional costs (production loss/worker distraction, training costs/replacement worker, loss of skill/efficiency – slowed production, administrative time, etc.) compliance can help avoid the penalties that OSHA can impose.

The ALS Group November 10, 2015

Contracts – The Foundation of the Project

Merriam-Webster defines the term “contract” as a binding agreement between two or more persons or parties; especially: one legally enforceable. In a construction relationship, there are many types of contracts. These include lump sum, guaranteed maximum price, item rate, cost-plus-fixed fee, and cost-plus-percentage of cost. There are also special contracts which include turnkey, negotiated, package, continuing and running contracts.

The ALS Group October 15, 2015

Faulty Workmanship—Fortuitous or Not?

Will your insurance program’s Builders Risk policy respond if a major loss occurs from faulty workmanship at a job site? The best time to determine if it will is before a loss occurs.

The ALS Group October 6, 2015

Cyber Strategy and Enterprise Risk Management (ERM)

Last week, I attended an excellent Enterprise Risk Management (ERM) workshop hosted by NC State University which highlighted the myriad of issues impacting the maturity of ERM within organizations.

The ALS Group October 5, 2015

New York Scaffold Law – To Build or Not To Build

When considering New York construction projects, The ALS Group is “in a New York State of mind,” to quote Billy Joel. New York’s Scaffold Law Sections 240/241, more commonly referred to as Scaffold, Ladder and Working at a Height Statute, was designed to prevent untimely falls, a leading cause of catastrophic injury and death.

The ALS Group October 1, 2015

Hurricane Joaquin Preparedness

As the National Weather Service is reporting of Hurricane Joaquin intensifying to an extremely dangerous category 4 storm, I wanted to reach out to you to let you know that our team is here and ready to help. Whether you need to understand coverage or need assistance in preparing a contingency plan, the ALS team is here for you.

The ALS Group September 25, 2015

Cyber Threats Hit Home

The breadth of data breaches is widening and now your personal computer network may be a target. Company executives, small business owners, investors, and others who tend to access sensitive or financial data from their home computer or mobile device may be at risk for a personal data breach.

The ALS Group September 22, 2015

Cyber Risk – you should be worried too

Cyber risk has shot up to become the 2nd largest concern for U.S. businesses in 2015 (up from 5th in 2014). Malicious attacks such as computer viruses, banking or financial system hacks, and data breaches can cripple a business’ reputation and financial standing. If your company is not prepared, it may never recover from a serious cyber risk event.

The ALS Group June 2, 2015

Our areas of expertise include:

Enterprise Risk Management (ERM)
Cyber Security & Cyber Liability Insurance
Construction Management
Customized Risk Management Assessments (RMAs)

The ALS Group Risk Management Articles

Work Safely or Pay the Consequences – Occupational Safety and Health Administration (OSHA) to Boost Penalty Amounts

Food Safety & D&O Insurance

Safety is good business!

Contracts – The Foundation of the Project

Faulty Workmanship—Fortuitous or Not?

Cyber Strategy and Enterprise Risk Management (ERM)

New York Scaffold Law – To Build or Not To Build

Hurricane Joaquin Preparedness

Cyber Threats Hit Home

Cyber Risk – you should be worried too

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