A stack of white paper sheets with holes punched in the top left corner, placed against a white background.

COVID Claims – Notify, Notify, Notify…

As the effects of COVID-19 continue to impact businesses, it will, surely be an uphill battle to have insurers confirm coverage under most standard insurance policies. Ultimately, a flurry of litigation and government intervention will determine how insurers deal with the losses that their insureds are suffering and will continue to experience stemming from this disaster. Over the next few weeks and months (maybe years), as these claims unfold, insurers will be faced with the task of interpreting policies and informing their insureds how coverage will or won’t respond. In the meantime, there are some things a business can do to preserve their position with potential COVID-19 claims.

The ALS Group May 13, 2020

The Challenges of Working Moms

Our blogs usually address specific risk related topics, but as we celebrated Mother’s Day on Sunday, we wanted to dedicate this one to all the amazing moms who are there for their families and organizations as well as address some of the challenges they face. Most of us have experienced and continue to experience a drastic shift in our daily lives when the country began its COVID-19 fight a few months ago. There is one group, however, that has been particularly and profoundly impacted by the lock-down even more than the rest and that is working moms.

The ALS Group May 11, 2020

A woman with curly hair and a gray blazer, possibly from one of Florida's top risk advisory firms, is sitting in the foreground, looking at the camera.

Managing People Risk during Pandemic

As the Coronavirus Pandemic unfolds, one primary concern for all organizations is people. How to care for its workforce during pandemic and nurture a healthy workforce post-pandemic has become a trending topic. We recently shared what we, as the organization’s leaders, do to care for our own remote working employees as they face the challenges brought on by this pandemic. COVID-19 is people related crisis and all risks relating to employees i.e. people risk is the one thing that keeps Senior Leaders up at night. After all, a company’s most important asset is its people. It is a tough time for companies and individuals, alike, due to uncertainty and threats to

The ALS Group May 4, 2020

A large iceberg, with a small visible portion above the water

Total Cost of Risk (TCoR) – Strategies for Cost Savings

As part of any effective risk management program, the quantification of the Total Cost of Risk (“TCoR”) is an important number to focus on. This article focuses on how Workers Compensation (“WC”) costs contribute to a company’s TCoR and, specifically, how the Experience Modification (“X-MOD”) factor works and can be managed. We take TCoR seriously in our risk advisory practice as having a TCoR that is lower than a company’s peers gives that company a competitive advantage in, both, how it conducts its business and the opportunities it can pursue.

The ALS Group April 21, 2020

The ALS Group’s Initiative for the Prevention of Suicide in the Construction Industry

Yesterday, the Governor of New York announced that he was going to extend the Coronavirus shutdown order until May 15th, which, although necessary from a health standpoint, adds additional pressure to many people who need to get back to work. One of the areas that is hit very hard by this shutdown is the construction industry. According to the Centers for Disease Control and Prevention, construction occupations are at the second highest number of suicides across all occupational groups, an alarming statistic to say the least.

The ALS Group April 17, 2020

Person typing on a laptop, overlaid with connected digital icons and an image of a cityscape in the background.

Types of COVID-19 Phishing Scams That Are Circulating Right Now

As a follow up to our previous article on the subject of Cyber Security During a Pandemic, we thought we’d share with you some of the topics used in phishing scams, so that you are better prepared, should you become the target of one.

The ALS Group April 13, 2020

A man in a light pink button-up shirt exuding the confidence of an enterprise risk management consultant.

Webinar: COVID-19 Has Shut Down Your Construction Project. Is There Insurance for That?

Most businesses in the United States have been impacted by the COVID-19 pandemic. As the illness spreads far and wide, many businesses have had to comply with local and federal “stay at home” orders, as well as orders to cease all non-essential construction work, causing delays, and disruption across the construction industry.

The ALS Group April 10, 2020

A woman with blonde hair diligently focusing on cyber security protocols.

4 Cyber Security Tips for Businesses with Remote Workers

Most companies have been forced to quickly implement a remote work solution that suited essential employees or even the entire firm’s staff. This has exposed many companies network to new risks as everyone has a different set up at home. Some are using MACs, some using PCs, some have outdated operating systems and software while others are already infected with viruses or malware.

The ALS Group April 7, 2020

Cyber Security During a Pandemic

During every national emergency situation, there are always scammers who look to capitalize on people during times of distress. Scammers have already begun to take advantage of the current state of emergency due to the Coronavirus pandemic. Similar to Hurricane Sandy in 2012, phishing scams have begun to plague our inboxes. Coronavirus phishing scams may come in the form of a statement or request from someone impersonating a Centers for Disease Control (CDC), World Health Organization (WHO), or similar agency official. They may even use domain names similar to those of the CDC and WHO.

The ALS Group March 30, 2020

A woman in glasses looking at papers related to insurance and risk management.

Remote Working – Helpful Tips to Remain Productive

This pandemic has impacted all of us. Many companies, including ours, implemented a “work from home” policy to ensure the health and safety of, both, their employees and their business. For us, since we always had an open floor environment and advocate a collegial collaborative work place being able to easily collaborate on projects and ask each other questions directly was particularly important.

The ALS Group March 23, 2020

Our areas of expertise include:

Enterprise Risk Management (ERM)
Cyber Security & Cyber Liability Insurance
Construction Management
Customized Risk Management Assessments (RMAs)

The ALS Group Risk Management Articles

COVID Claims – Notify, Notify, Notify…

The Challenges of Working Moms

Managing People Risk during Pandemic

Total Cost of Risk (TCoR) – Strategies for Cost Savings

The ALS Group’s Initiative for the Prevention of Suicide in the Construction Industry

Types of COVID-19 Phishing Scams That Are Circulating Right Now

Webinar: COVID-19 Has Shut Down Your Construction Project. Is There Insurance for That?

4 Cyber Security Tips for Businesses with Remote Workers

Cyber Security During a Pandemic

Remote Working – Helpful Tips to Remain Productive

Categories

Recent Posts

Adapting to an Aging Workforce: The Future of Workers’ Compensation Claims

A Comprehensive Guide to Investigating and Reporting Workplace Accidents

Implementing and Managing an Effective Accident Investigation Program

Contracts TCoR and ERM – How They Go Together

Suicide Prevention

Subscribe to our articles

QUICK LINKS

CONTACT INFO

Subscribe to Our Publications

Subscribe to Our Publications

QUICK LINKS

CONTACT INFO