Business or Pleasure? Either Could Become a Nightmare without a Mobile Security Policy.

So you are traveling for business or you have finally scheduled a few days away from the office. You pack your bags and are sure to not forget your mobile phone, tablet, and laptop. Now stop for a second and consider the consequences if one of those devices goes missing, is lost, stolen, or even hacked. How much personal or company data would be at risk? Bank account information, e-mails, contact information, confidential business documents. It’s all there for the taking.

The ALS Group October 13, 2014

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What is Business Personal Property Coverage & What Does it Include?

One of the most underrepresented and disregarded coverage extensions on a commercial property policy is personal property. That is, Business Personal Property (BPP) – the personal property which is owned by the entity that is the named insured on the policy. BPP covers a variety of items that are typically identified with being owned in relation to the premises identified on the declaration page of your policy. It is not typically intended to insure the personal property of a firm’s employees or guests. Over the course of the last fifteen years there have been several changes to significantly expand the definition of BPP in several different ways. Keep in mind

The ALS Group October 9, 2014

ERM: Process or Strategy? Where is the Value?

The recent Enterprise Risk Management (ERM) Workshop held by North Carolina State University was chock full of valuable information. It was attended by seasoned risk and audit professionals all looking for ways to improve the effectiveness of their own ERM programs.

The ALS Group October 8, 2014

Risk & Compliance Summit: A Recap

Risk, construction and compliance are three concepts that weigh heavily on the minds of owners and contractors globally. This was evident at the recent Risk & Compliance Summit held at Georgia Tech in Atlanta last week.

The ALS Group October 6, 2014

ERM: A Riddle Wrapped Up In an Enigma

While it was never the intent of Winston Churchill that his famous description of Russia’s intentions in 1939 would apply to Enterprise Risk Management (ERM), the analogy applies pretty well. “It is a riddle, wrapped in a mystery, inside an enigma, but perhaps there is a key.” I firmly believe there is a key to a proper, productive and easily understood ERM program.

The ALS Group October 2, 2014

What is a Country Risk Assessment?

Many companies are crossing national boundaries to exploit new opportunities and minimize any potential threats. Globalization brings both opportunities and risks to multinational enterprises (MNEs) doing business in another country, and requires the MNE to have a system in place to detect and respond to these potential threats and challenges.

The ALS Group October 1, 2014

The 200 Year Storm

With the second anniversary of Superstorm Sandy just around the corner, I was thinking back to the whirlwind of media predictions that preceded landfall. Where would it strike? When would it hit? How bad would it be? Forecasters commented over and over that predicting the path of the storm and its ensuing destruction was particularly difficult because nothing like it had happened before. So I was surprised to learn of an even larger storm from 1821: the Norfolk and Long Island hurricane. If the Norfolk and Long Island hurricane were to hit today, its damage would exceed that of Sandy, Rita, Andrew and Katrina.

The ALS Group September 29, 2014

High-Powered Construction Equipment Requires High-Powered Risk Protection

In 2012, the most recent year for which data is available, the United States Bureau of Labor Statistics reported 849 construction worker fatalities. Crane accidents make up a large number of these deaths and an even greater number of construction-related injuries each year. Not only can a crane accident cause significant injury to workers on a construction site, but it can also cause injury and death to innocent passersby of the site. Given the risk associated with crane operation on a construction site, what should you – owners and contractors – do to mitigate this risk and limit your exposure?

The ALS Group September 25, 2014

Want to Mitigate Your Company’s 401k Plan Risks? Here’s One Way to Do It.

Fees and expenses associated with 401(k) plans have become a central issue for plan sponsors to manage in administering their company’s plan. The article in the July issue of CFO Magazine addressed some of the fiduciary risks for 401(k) plan sponsors and provided seven tips to minimize these risks. The third tip on the list? Benchmarking, benchmarking and more benchmarking.

The ALS Group September 24, 2014

Insider IT Threats

IT-related threats originate from multiple angles, all of which require proper attention and application of mitigation techniques. Perhaps the biggest threat to a company’s IT security is their internal contacts (staff, vendors, contractors, etc.). Many companies are utilizing heightened IT security measures, but fail to account for the negligible or malicious actions from these internal contacts who often have high-level access to company systems. Inside access often isn’t monitored and can easily lead to stolen data or corrupted systems.

The ALS Group September 22, 2014

Our areas of expertise include:

Enterprise Risk Management (ERM)
Cyber Security & Cyber Liability Insurance
Construction Management
Customized Risk Management Assessments (RMAs)

The ALS Group Risk Management Articles

Business or Pleasure? Either Could Become a Nightmare without a Mobile Security Policy.

What is Business Personal Property Coverage & What Does it Include?

ERM: Process or Strategy? Where is the Value?

Risk & Compliance Summit: A Recap

ERM: A Riddle Wrapped Up In an Enigma

What is a Country Risk Assessment?

The 200 Year Storm

High-Powered Construction Equipment Requires High-Powered Risk Protection

Want to Mitigate Your Company’s 401k Plan Risks? Here’s One Way to Do It.

Insider IT Threats

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